Get genuinely good with money, with your friends, and actually enjoy it.
Denwyn is a FIRE calculator and net worth tracker for Europe, and your money's home base. Track your whole net worth, call your shots on paper with your circle, and learn as you go from Auric, a dragon who's seen a thousand markets and still gets a kick out of compound interest. No homework, no hot tips, just steady progress with people you trust.
Free forever for tracking, circles and every lesson. No card needed.
One loop, run monthly. Your judgment compounds.
Everything in Denwyn feeds one honest cycle, and the order is the whole point.
"Data-center capex isn't done."
Pick a ticker, Long or Short, on paper, and write down why. Future you wants the receipt.
Friends see your call, mirror it or razz it. Private, invite-only, zero real money.
3 · Auric teachesA two-minute lesson lands exactly when it matters: your first pick, your first loss. Not a course, a moment.
Monthly circle board: closed calls only, versus the index. You haven't won until you close.
Sharper calls, calibrated confidence, and a FIRE date that keeps creeping closer.
What's real today, and what isn't yet
We build in the open. Everything marked live is running right now; everything marked coming is a promise with a plan, not a mockup.
Net-worth command center
LiveStocks, ETFs, crypto, real estate, cash and debts, multi-currency, with imports from IBKR, XTB and Revolut.
Circles & Picks
LivePrivate circles, paper picks with a thesis, mirrors, kudos, and the monthly board, always free.
Wealth Academy
LiveAuric's moment-lessons and the first guided journey, with more journeys on the way. Every lesson free, forever.
FIRE tracker
LiveYour number, your date, three scenarios, and the one lever that moves it most.
DCA Companion
LiveThe ritual around the investing you already do at your broker: a plan, a streak, and market context each cycle. It never times your buys and never touches your money.
AI Council
LiveFive investor lenses read your portfolio and explain what it means, as educators, not advisors. One honest read a day.
Public Arena
ComingOpt-in public profiles and a global monthly board, once circles prove the loop.
Auto-execution
ComingReal broker execution is on the roadmap, and it will arrive boringly, safely, and clearly labeled.
Have a look inside
Real screens, real numbers, straight from the demo account. Not a render.
The command center: your whole net worth at one honest glance.
Allocation vs. your targets, class by class.
Your FIRE date, honestly computed across three scenarios, no rose tint.
Every lesson is free. Forever.
Teaching you to put money aside, reach financial independence and enjoy the ride is the whole mission, so it never sits behind a paywall. The power tools for guarding a growing hoard are the business. Auric insists on this arrangement.
Pricing without the squeeze
No manufactured urgency, no countdown timers. The free plan is genuinely useful. Pro is for when your hoard deserves a full-time guardian.
Free
- Full net-worth tracking & broker imports
- Circles, picks & monthly boards (the whole social loop)
- Every Academy lesson and journey
- FIRE tracker & the 90-second starting plan
- DCA Companion ritual & streak
Pro · the guardian tier
or €11.99 monthly · annual saves two months · VAT included
- AI Council: the five-lens portfolio read, daily
- Smart rebalancing mode & drift analytics
- FIRE & performance deep analytics (TWR/MWR, drift, scenarios)
- Everything the future bridge brings, first
From the den
Plain-word guides to reaching financial independence in Europe, written to be read, not to rank.
barista fireBarista and Lean FIRE explained for European earners
Discover how Barista and Lean FIRE work for European investors. Learn to calculate your numbers, navigate local taxes, and reach financial independence.
9 min read
comparing eu brokersComparing EU brokers: the factors that matter most for long-term investors
When comparing EU brokers, learn how to balance low fees, regulatory safety, and tax efficiency to protect your long-term portfolio and reach FIRE.
8 min read
fire numberHow your FIRE number changes across the EU based on local taxes
Discover how moving across the European Union changes your FIRE number, with practical examples of local taxes, healthcare costs, and safe withdrawal rates.
6 min readFair questions
Is Denwyn really free?
Yes. Tracking, circles, picks and every lesson are free forever, no card. Pro (€119/year) adds the AI Council and deep analytics for anyone who wants a full-time guardian on the hoard.
Is this investment advice?
No. Denwyn is an education and tracking tool. Nothing in it, including the AI Council, tells you what to buy or sell. It explains, you decide.
Do picks use real money?
Never. Picks are paper: real prices, real judgment, zero real money. Your actual investing happens at your broker, where it belongs.
Which brokers can I import from?
IBKR, XTB and Revolut statements import in seconds, with years of history included. Everything else you can add by hand.
Is my portfolio visible to my circle?
No. Circles see your paper picks and your percentages, never your holdings, balances or net worth. Private by default, always.
Who builds Denwyn?
Two people who use it every day for their own FIRE plans, building in the open. The Live and Coming board above stays honest.