From the den
Plain-word guides to reaching financial independence in Europe, written to be read, not to rank.
coast-fire-in-europeHow to calculate your Coast FIRE number in Europe
Discover how to calculate your Coast FIRE number in Europe. We explain the maths, investment strategies, and local tax rules for your financial independence.
7 min read
FIRE · EUFIRE in Europe: why accumulating ETFs are your quiet superpower
Ireland-domiciled accumulating funds reinvest dividends inside the fund, cut US withholding tax, and defer your own tax bill until you sell. Here is why that quietly compounds.
4 min read
HabitsDCA vs. lump sum: the honest answer (and why it barely matters)
The data says lump sum usually wins. The honest answer is that for most people the question never comes up, and the variable that actually matters is not timing.
3 min read
CirclesPaper trading with friends: how a circle makes you sharper
Solo paper trading fizzles because nothing is at stake and nobody remembers. A small circle adds accountability, a written thesis, and a monthly scoreboard against the index.
3 min read